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STSFC is a local mortgage consultant and brokerage firm serving the Carolinas with professionalism and communication. We are able to work with clients from all situations and explain the best road to a home loan. We have helped hundreds of people acquire their pre-approval and walk away from renting and into home ownership for the first time.

Our programs, connections and open professioanl communication with clients has helped us to acquire great rates and low interest loands for clients in Huntersville, Charlotte, Mooresville, Concord, Matthews, Uptown, Rockhill, Lake Norman, Columbia SC and all surrounding regions of the Western Carolina.

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Sub Prime Loans

Some Charlotte first time homebuyers may need the services of a sub-prime loan or alternative lending source to get into their first home. Sub-prime loans are typically mortgage loans that carry a higher interest rate because they have easier qualifications. Borrowers with adverse situations, such as bankruptcy, foreclosure or other credit issues must often utilize sub-prime mortgages.

Many types of sub-prime mortgages do not require down payment and do not require borrowers to pay off old bad debts in order to qualify. In addition, these loans rarely require mortgage insurance or any cash reserves.

We specialize in 100% mortgage opportunities and have resources to help many people buy who thought they could not. Every week we are telling someone new that they can buy when they thought they could not, let’s make you the next person to give your family the good news.

Contact Lee Sharpe in Huntersville, NC at 866-896-0603 during business hours for a friendly insight into your options.

Or simply click here and fill out the 20 second form that asks for no personal information. Lee will call you back ASAP to give you options you may not have known were available.

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