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Home Loan Advice From STSFC

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Latest Home Loan Q & A

Should I get Prequalified? When is an ARM better? Should I choose ARM or fixed rate? Do I need w-2 forms? What is a broker's responsibilities? Is my lease option a refinance?

Charlotte Home Loan Professionals

Don't let such an important opportunity pass, in 20 seconds you can end your rent or high interest mortgage and get you home this month

STSFC is a local mortgage consultant and brokerage firm serving the Carolinas with professionalism and communication. We are able to work with clients from all situations and explain the best road to a home loan. We have helped hundreds of people acquire their pre-approval and walk away from renting and into home ownership for the first time.

Our programs, connections and open professioanl communication with clients has helped us to acquire great rates and low interest loands for clients in Huntersville, Charlotte, Mooresville, Concord, Matthews, Uptown, Rockhill, Lake Norman, Columbia SC and all surrounding regions of the Western Carolina.

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The Right Kind Of Credit Lines

The right kind of creditors- Credit providers are ranked by the scoring system as to their “typical lending criteria.” Simply put, a credit card from First Premier cards is not looked on as favorably as a credit card from Bank of America, for example. And, an auto loan from Americredit is viewed less favorably that one from a credit union. Why? Because finance companies like Americredit and First Premier are known as high risk credit providers, where national banks, and credit unions are known to be more conservative. The scoring system senses that there is a reason why you chose to use a high risk/high rate company.

The right kind of credit lines

Charlotte Home Loan And Mortgage Tips

This and many other free tips on the Charlotte mortgage process and offering are compliments of Lee Sharpe of STS Financial Corporation.

STSFC is a Charlotte Mortgage and Home Loan firm located in beautiful Huntersville, NC providing professional services to the greater Carolinas. STSFC services areas such as Huntersville, Mooresville, Davidson, Lake Norman, Charlotte, University City, Matthews, Rock Hill and Concord North Carolina.

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