Home Loan Advice From STSFCStop calling ads Dont be pushed into a house Play the game of nines Sell Before You Buy Monday March 27 Home Loan Market March 23rd Home Loan Commentary Daily Loan Rate Advisory Know the score, Credit Scoring!Latest Home Loan Q & AShould I get Prequalified? When is an ARM better? Should I choose ARM or fixed rate? Do I need w-2 forms? What is a broker's responsibilities? Is my lease option a refinance?Charlotte Home Loan Professionals
STSFC is a local mortgage consultant and brokerage firm serving the Carolinas with professionalism and communication.
We are able to work with clients from all situations and explain the best road to a home loan. We have helped hundreds of people acquire their pre-approval and walk away
from renting and into home ownership for the first time. |
Play The Game Of Nines
Before house hunting, make a list of nine things you want in the new place.
Then make a list of the nine things you don’t want. I call this “NINE
OF THIS AND NONE OF THAT”. You can use this list as a scorecard to rate
each property that you see. The one with the biggest score wins! This helps
avoid confusion and keeps things in perspective when you’re comparing
dozens of homes.
When house hunting, keep in mind the difference between “SKIN AND BONES”.
The BONES are things that cannot be changed such as the location, view, size
of lot, noise in the area, school district, and floor plan. The SKIN represents
easily changed surface finishes like carpet, wallpaper, color, and window coverings.
Buy the house with good BONES, because the SKIN can always be changed to match
your tastes. We always recommend that you imagine each house as if it were vacant.
Consider each house on its underlying merits, not the seller’s decorating
skills.
A contribution from:
Michael K. Spruell
lakenormanhomes.com
Charlotte Home Loan And Mortgage Tips
This and many other
free tips on the Charlotte mortgage process and offering are compliments
of Lee Sharpe of STS Financial Corporation.
STSFC is a Charlotte Mortgage and Home Loan firm located in beautiful Huntersville, NC providing professional services to the greater Carolinas. STSFC services areas such as Huntersville, Mooresville, Davidson, Lake Norman, Charlotte, University City, Matthews, Rock Hill and Concord North Carolina.

