Home Loan Advice From STSFCStop calling ads Dont be pushed into a house Play the game of nines Sell Before You Buy Monday March 27 Home Loan Market March 23rd Home Loan Commentary Daily Loan Rate Advisory Know the score, Credit Scoring!Latest Home Loan Q & AShould I get Prequalified? When is an ARM better? Should I choose ARM or fixed rate? Do I need w-2 forms? What is a broker's responsibilities? Is my lease option a refinance?Charlotte Home Loan Professionals
STSFC is a local mortgage consultant and brokerage firm serving the Carolinas with professionalism and communication.
We are able to work with clients from all situations and explain the best road to a home loan. We have helped hundreds of people acquire their pre-approval and walk away
from renting and into home ownership for the first time. |
How Can I Lower My Current Rate?

It is relatively easy to lower your current rate by refinancing your loan. Through a combination of paying down the balance of your current loan and the increase over time of the value of your home, you have made an investment in the property that you own. Mortgage lenders view this investment has reducing risk when lending money on the property, and less risk means lower rates. However, sometimes is is not possible to get a lower rate than what you currently have due to market conditions for interest rates. At such a time, it may be more advisable to look into consolidating other higher interest payments like credit cards, auto loans and others into you mortgage payment. The net effect is that you will pay less money total each money for the same number of debts.
How Can I lower my current rate?
Charlotte Home Loan And Mortgage Tips
This and many other
free tips on the Charlotte mortgage process and offering are compliments
of Lee Sharpe of STS Financial Corporation.
STSFC is a Charlotte Mortgage and Home Loan firm located in beautiful Huntersville, NC providing professional services to the greater Carolinas. STSFC services areas such as Huntersville, Mooresville, Davidson, Lake Norman, Charlotte, University City, Matthews, Rock Hill and Concord North Carolina.

