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STSFC is a local mortgage consultant and brokerage firm serving the Carolinas with professionalism and communication. We are able to work with clients from all situations and explain the best road to a home loan. We have helped hundreds of people acquire their pre-approval and walk away from renting and into home ownership for the first time.

Our programs, connections and open professioanl communication with clients has helped us to acquire great rates and low interest loands for clients in Huntersville, Charlotte, Mooresville, Concord, Matthews, Uptown, Rockhill, Lake Norman, Columbia SC and all surrounding regions of the Western Carolina.

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ARM Adjustable Rate Loan

If you live in Charlotte and are looking for the best mortgage rate for your family right now then an ARM Charlotte adjustable rate mortgage is a good option for your family.

An ARM is considered riskier than a fixed rate mortgage because your payment may change significantly. In exchange for taking this risk, you are rewarded with an initial rate that is significantly below market rates for 30-Year Fixed Rate Mortgages. The more frequent the rate adjustments through the life of the loan, the lower the initial rate. Even after the loan adjusts, new rates will typically be below rates being offered to new borrowers for the 30-Year Fixed Rate program.

Obviously, it’s best to have an ARM when interest rates are predicted to fall (not rise) because in periods of rising interest rates, it is possible that you will ultimately pay much more for an ARM than for a 30-Year Fixed Rate Mortgage.

Benefit in an ARM Mortgage?

Although somewhat riskier than a fixed rate mortgage, an ARM may benefit you if you have certain needs or find yourself in certain circumstances. In other circumstances, you may be better off with a fixed rate or other type of mortgage. Examine your financial and life situation with the help of your loan officer or financial advisor.

We Can Help

If you are living in Charlotte and looking for a home loan opportunity, looking for a better rate or your broker or lenders told you cannot buy at this time? Contact STSFC with no obligation at all, and let us give you good news over the phone.

Home buyers in all of North Carolina and South Carolina are getting good news from STSFC, as we are licensed to help anyone in the Carolinas. We can show you options over the phone for free. 20 seconds to find out.

We specialize in 100% mortgage opportunities and have resources to help many people buy who thought they could not. Every week we are telling someone new that they can buy when they thought they could not, let’s make you the next person to give your family the good news.

Contact Lee Sharpe in Huntersville, NC at 866-896-0603 during business hours for a friendly insight into your options.
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