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80 / 15 Home loan

80/15/5 loans are also described as combination financing or piggyback loans and offer a convenient way to get creative financing in a purchase, refinance, home improvement, or debt consolidation transaction. In a purchase transaction, a second mortgage is frequently used in combination with a first mortgage to avoid paying Private Mortgage Insurance or PMI.

The first mortgage is always set at or below 80% of your purchase price which eliminates the need for PMI. The second mortgage of 15% of the purchase price and 5% cash from the borrower complete the transaction.

Charlotte Home Buyers and the 80 / 15 Loan

This type of solution may work for your family. With just one phone call to our Charlotte and Huntersville mortgage professionals you can find the best choices for your future.
Lee Sharpe of STS Financial is a Huntersville Mortgage Broker providing Charlotte home loans with many financing options and mortgages for all of North Carolina and South Carolina.

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