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STSFC is a local mortgage consultant and brokerage firm serving the Carolinas with professionalism and communication. We are able to work with clients from all situations and explain the best road to a home loan. We have helped hundreds of people acquire their pre-approval and walk away from renting and into home ownership for the first time.

Our programs, connections and open professioanl communication with clients has helped us to acquire great rates and low interest loands for clients in Huntersville, Charlotte, Mooresville, Concord, Matthews, Uptown, Rockhill, Lake Norman, Columbia SC and all surrounding regions of the Western Carolina.

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Second Mortgage | 2nd Mortgage

Charlotte Home ownership has the benefit that it allows you to use your home as collateral and borrow needed money against it, by taking a second mortgage. This type of equity can be used to solve a number of problems and finance a number of dreams.

Up until a few years ago, lenders and banks had curtailed the amounts and restricted the circumstances that allowed you to get such loans. In fact, a second mortgage was considered disgraceful and regarded as evidence that you were suffering from financial hardship. However, that situation no longer exists. There is now a wide selection of loans available to fit your needs, and it's much easier to get a second mortgage on your home.

Second mortgage interest rates

The interest rates on the market are affordable today, thanks to fierce competition. In some cases, interest payable is far below the prime lending rate, otherwise a conventional yardstick for second mortgage loans. Conversion of the equity or right of ownership of your home into a line of credit is now possible. This allows you to borrow against your property whenever you may need to. It is important to remember that your house will be pledged as security for such a loan, so you must choose the best financial deal and keep your budget limitations and long term income in mind.

Charlotte Second Mortgage - CharlotteHome Equity Loans and Charlotte 2nd Mortgages covered on our site.

We Can Help

If you are living in Charlotte and looking for a home loan opportunity, looking for a better rate or your broker or lenders told you cannot buy at this time? Contact STSFC with no obligation at all, and let us give you good news over the phone.

Home buyers in all of North Carolina and South Carolina are getting good news from STSFC, as we are licensed to help anyone in the Carolinas. We can show you options over the phone for free. 20 seconds to find out.

We specialize in 100% mortgage opportunities and have resources to help many people buy who thought they could not. Every week we are telling someone new that they can buy when they thought they could not, let’s make you the next person to give your family the good news.

Contact Lee Sharpe in Huntersville, NC at 866-896-0603 during business hours for a friendly insight into your options.
Or simply click here and fill out the 20 second form that asks for no personal information. Lee will call you back ASAP to give you options you may not have known were available.